How to buy crypto on Binance Smart Chain

How to buy crypto on Binance Smart Chain

If you’re around for a while, you probably know that you need to buy some crypto first to participate in the BSC ecosystem. The “usual” way would be to go to an exchange such as and buy crypto using your debit or credit card, bank account, or through P2P marketplace, but there are alternatives. There might be multiple reasons why you can’t or don’t want to use centralized exchanges, and in this article, we’ll show you how to buy crypto on Binance Smart Chain without ever touching one.

Without further ado, let’s get started.

How to buy crypto on BSC

When BSC launched, there were no options to buy crypto using your fiat money (national currency such as USD or EUR), but a lot changed since then. Nowadays, there are three ways to buy crypto on BSC using your credit or debit card or bank transfer. These options differ primarily in the supported tokens you can buy, available payment options, transaction fees, and regional availability.


To describe MoonPay using the words of its creators, it is the global payment solution for cryptocurrency that is simple, powerful, and seamless to use. MoonPay supports payment methods for Visa and Mastercard and virtual cards including Apple Pay, Google Pay, and Samsung Pay. You can also pay with instant bank transfers using Open Banking in the UK and EU.

With MoonPay, you can buy BNB or BUSD and many non-BEP20 tokens such as BTC, ETH, or XMR. The fees on MoonPay are slightly higher, with a card payment processing fee of 4.5% (min. $3.99) and a bank transfer fee of 1% (min. $3.99).


Transak is another way to buy crypto on BSC. It offers a user-friendly and fast interface directly via Transak App where you can purchase crypto, but also integration for developers and projects to onboard global users from fiat to crypto and back using local payment methods.

Transak supports popular tokens such as BTC, BNB, or BUSD and some emerging tokens, including SUSHI, WRX, or DODO. They offer a wide range of payment methods for cards and bank transfers, with attractive fees of only 0.5% for bank payments and 3.9% for card payments. Transak is available in most countries, including the US, the EU member states, and many Asian, South American, and African countries. The minimum buy is $10.


Simplex is an established and trusted fiat to crypto gateway that serves tens of millions of users, and it is also one of the most popular payment channels globally. Simplex is a licensed financial institution, empowering its vast network of partners to accept the broadest range of payment methods, including Visa, MasterCard, Apple Pay, SWIFT, SEPA, and more!

In addition to their buy and sell crypto functionality, Simplex also offers additional services such as Simplex Banking and wallet or dApp integrations. As all the fiat onramps above, Simplex offers BNB and BUSD in addition to other popular tokens such as BTC, ETH, ADA, and more. The fees on Simplex differ based on the integration partner and payment method.

Try one of the gateways above and get the tokens you need to fully experience the BSC ecosystem!

BONUS: Coming This Year – Binance Connect

Binance Connect aims to enable seamless access to crypto via Binance API, where wallets and dApps enable crypto purchases directly within the user interface. As a user, you don’t necessarily see that you’re interacting with Binance Connect as it’s running as an integration of your favorite wallets and dApps. The Binance Connect is currently available in testing version (beta) on Trust Wallet and the official stable version should become available later this year.

Binance Connect will support many popular tokens such as BNB, BTC, ETH, BCH, XRP, and many more. It comes with API integration and benefits from the support of the world’s biggest exchange The fees are very friendly and based on the partner’s rules, but usually around 1% fee from your transaction. Binance Connect will not available in the US, Germany, Australia, China, India, and Vietnam.